Privacy Policy

Last Updated: 17 September 2026

Sell-Efficient Ventures ("SEV", "we", "us", or "our), an India-based healthcare coordination service, respects the privacy of individuals who contact us or use our services.

SEV coordinates non-clinical aspects of healthcare journeys between international patients, their families, referring organizations and hospitals or healthcare providers in India. SEV does not provide medical diagnosis, medical advice, treatment, clinical opinions, emergency medical services, or clinical decision-making.

This Privacy Policy explains how SEV collects, uses, stores, shares and protects personal information submitted through sell-efficient.com, our online case intake forms, and other communication channels used in connection with our services.

This Privacy Policy should be read together with any specific consent, authorization, terms, notices or communications provided to you during the case intake or coordination process.

1. Scope of This Privacy Policy

This Privacy Policy applies to personal information provided to SEV by or on behalf of:

  • patients and prospective patients;
  • parents, guardians or family members acting on behalf of a patient;
  • referring medical assistance companies, facilitators, doctors, healthcare providers and other organizations;
  • representatives or authorized persons acting on behalf of patients or referring organizations; and
  • visitors or individuals who otherwise contact SEV through our website, forms, email, telephone, WhatsApp or other communication channels.

Where an individual submits information on behalf of another person, that individual represents that they are authorized to provide the information and, where applicable, provide consent on that person's behalf.

2. Information We May Collect

Depending on the nature of your enquiry or case, SEV may collect information including:

A. Contact and identification information

  • Name
  • Age and date of birth, where relevant
  • Gender, where relevant
  • Country and city of residence
  • Email address
  • Telephone or WhatsApp number
  • Preferred language
  • Passport or identification information where necessary for coordination of a particular service

B. Patient and healthcare information

Where voluntarily provided for healthcare coordination, this may include:

  • Medical condition or reason for seeking treatment
  • Diagnosis or suspected diagnosis
  • Symptoms and relevant clinical history
  • Previous treatment and procedures
  • Current medications
  • Allergies or other relevant clinical information
  • Investigations and investigation results, including laboratory, imaging and diagnostic reports
  • Discharge summaries and medical records
  • Doctor's notes, referral letters and clinical correspondence
  • Scans, images, photographs, videos or other medical files
  • Other information contained in documents submitted by or on behalf of the patient

Medical records may be submitted in formats supported by our intake process, which may include PDF, JPG, PNG, DOCX, TXT, DICOM, audio or other commonly used formats.

C. Case and coordination information

This may include:

  • Treatment or procedure being sought
  • Urgency of the enquiry
  • Preferred location or hospital, where applicable
  • Previous hospital or provider information
  • Travel-related requirements relevant to the case
  • Accommodation or local transportation requirements
  • Visa-related requirements
  • Requirements relating to medical travel or repatriation, where applicable
  • Information concerning the expected method of funding treatment, where relevant to case coordination
  • Referral source, partner name, reference number or case identification number

D. Technical and website information

We may collect limited technical information relating to use of our website, such as:

  • IP address
  • Browser and device information
  • Pages visited
  • Date and time of access
  • Basic website usage information
  • Cookie or similar technology information

The extent of such information depends on the technologies and third-party services implemented on our website from time to time.

3. How We Use Information

SEV may use information provided to us for purposes including:

  • receiving and reviewing healthcare enquiries;
  • understanding the non-clinical requirements of a case;
  • identifying potentially relevant hospitals or healthcare providers;
  • coordinating communication between patients, referring partners and hospitals;
  • transmitting relevant information and medical records to an appropriate hospital or healthcare provider, where authorized;
  • obtaining hospital assessment, treatment plans, availability and quotations;
  • coordinating hospital-related administrative requirements;
  • coordinating, where applicable, hospital-provided or third-party services such as visa invitation letters, accommodation assistance, interpreters or transportation;
  • communicating case updates to referring organizations where applicable;
  • maintaining case records and administrative records;
  • responding to enquiries and requests;
  • preventing fraud, misuse or unauthorized access;
  • complying with applicable legal and regulatory requirements; and
  • protecting SEV's legitimate business, contractual, legal and operational interests.

SEV will not use medical information submitted for case coordination for unrelated advertising purposes.

SEV does not sell personal information or medical information to third parties.

4. SEV's Role and Important Medical Disclaimer

SEV is a healthcare coordination service and does not act as a hospital, doctor, medical practitioner, diagnostic provider, insurer, emergency medical service, or treating healthcare provider.

SEV does not:

  • diagnose medical conditions;
  • prescribe medicines;
  • recommend or determine medical treatment;
  • determine whether a patient is medically suitable for a particular procedure;
  • make clinical decisions;
  • guarantee treatment outcomes;
  • guarantee hospital admission;
  • guarantee availability of a particular doctor, procedure or treatment;
  • determine the final treatment plan or medical necessity of treatment; or
  • provide emergency medical care.

Any medical assessment, diagnosis, treatment recommendation, treatment plan, patient acceptance, procedure decision, clinical quotation and treatment outcome is determined solely by the relevant hospital and qualified healthcare professionals.

Information supplied to SEV is used to facilitate communication and coordination and must not be treated as medical advice or a substitute for consultation with a qualified healthcare professional.

Submission of information through SEV's website or intake form does not create a doctor-patient relationship with SEV.

If you are experiencing a medical emergency, contact your treating medical team or the appropriate local emergency medical service immediately. SEV's website and intake process are not emergency medical services.

5. Consent and Authorization

Where consent is required under applicable law, SEV will seek consent through an appropriate mechanism before processing personal information on that basis.

By submitting information to SEV, you acknowledge that the information is being provided for the purposes explained in the relevant notice, form or communication.

Where applicable, you may be asked separately to authorize SEV to share relevant personal information and medical records with selected hospitals or healthcare providers for the purpose of obtaining clinical assessment, treatment plans, availability and quotations.

Consent will not be assumed merely because information has been submitted where applicable law requires a specific consent.

Where processing is based on consent, you may withdraw that consent subject to applicable law. Withdrawal of consent does not affect the lawfulness of processing carried out before withdrawal and does not prevent SEV from retaining or processing information where such processing is otherwise permitted or required by law.

Withdrawal of consent may also affect SEV's ability to continue providing particular coordination services, particularly where the requested service requires sharing information with a hospital or healthcare provider.

6. Sharing Information With Hospitals and Healthcare Providers

SEV may share relevant personal and medical information with hospitals or healthcare providers where necessary to coordinate the healthcare enquiry or case.

SEV seeks to limit information shared to information reasonably relevant to the particular purpose.

SEV does not routinely distribute a patient's medical records to every hospital in its network.

Where appropriate, information may be shared with one or more potentially relevant hospitals or healthcare providers to obtain information such as:

  • clinical assessment;
  • treatment options;
  • treatment plans;
  • procedure availability;
  • estimated treatment costs;
  • expected duration of treatment; and
  • other information required for the patient's healthcare coordination.

The hospital or healthcare provider independently determines whether it can accept the patient and what treatment, if any, is appropriate.

Once information is provided to a hospital or healthcare provider, that organization may process the information under its own privacy policies, professional obligations, contractual arrangements and applicable laws.

SEV is not responsible for the independent privacy practices, security systems, clinical decisions or internal data-processing practices of a hospital or healthcare provider.

7. Referring Organizations and Partners

Where a patient is referred to SEV by a medical assistance company, facilitator, healthcare provider, doctor or other organization, SEV may communicate relevant case information and status updates to that referring organization where authorized or otherwise permitted by applicable law.

This may include information necessary to:

  • confirm receipt of a case;
  • communicate the status of hospital coordination;
  • communicate requests for additional information;
  • communicate hospital responses; and
  • facilitate the administrative coordination of the case.

The extent of information shared will depend on the applicable referral arrangement, the patient's authorization and applicable law.

8. Travel, Accommodation and Other Service Providers

Where a patient requests or requires non-clinical support associated with a healthcare journey, SEV may coordinate with relevant service providers.

Depending on the circumstances, these may include providers involved in:

  • airport transportation;
  • local transportation;
  • accommodation;
  • interpretation;
  • visa-related support;
  • medical transportation or repatriation; or
  • other locally required coordination services.

Only information reasonably required for the relevant coordination purpose should be shared.

SEV does not itself provide or guarantee the quality, availability, safety, suitability, price or performance of independent third-party services unless expressly agreed otherwise in writing.

The relevant third-party provider remains responsible for its own services and obligations.

9. Third-Party Technology and Service Providers

SEV may use third-party technology and service providers to operate its website, receive enquiries, collect case information, communicate with patients and partners, store or transmit information, and support internal administration.

Such providers may include, depending on the services used by SEV from time to time:

  • online form and intake platforms;
  • email and communication providers;
  • cloud storage or document-management services;
  • website hosting providers;
  • security and authentication providers;
  • analytics and website-performance services; and
  • other technology providers necessary to operate SEV's services.

Where such providers process personal information on behalf of SEV, SEV seeks to use providers that apply appropriate security and data-protection measures.

Third-party providers may process information in jurisdictions outside India depending on their infrastructure and contractual arrangements.

SEV does not authorize third-party service providers engaged for operational purposes to use patient information for their own unrelated advertising or commercial purposes, except where otherwise disclosed or permitted by applicable law.

10. International Data Transfers

SEV is based in India and coordinates healthcare services primarily with hospitals and healthcare providers in India.

Individuals submitting information from outside India should understand that their personal information may be transferred to, stored in, accessed from or processed in India and, where third-party technology providers are used, potentially in other jurisdictions.

International transfers may also occur where necessary to operate SEV's technology infrastructure, communicate with patients or partners, or coordinate services.

Where applicable, SEV will use legally recognized mechanisms and safeguards required by applicable data-protection laws for international transfers.

By submitting information from outside India, you acknowledge that processing may occur in India and that the legal and regulatory framework applicable to personal information in India may differ from that of your country of residence.

Nothing in this section limits any rights that cannot lawfully be excluded under the mandatory data-protection laws applicable to you.

11. Cookies and Website Analytics

SEV may use cookies and similar technologies to:

  • operate and secure the website;
  • remember certain preferences;
  • understand general website usage;
  • monitor website performance; and
  • improve website functionality.

Where applicable, third-party analytics or similar technologies may collect limited technical information about website usage.

SEV does not intentionally use medical information submitted through the patient intake process to create advertising profiles.

You may be able to control cookies through your browser settings. Disabling certain cookies may affect website functionality.

12. Data Security

SEV takes reasonable technical and organizational measures appropriate to the nature of the information processed to protect personal information against unauthorized access, misuse, alteration, disclosure, loss or destruction.

Measures may include:

  • access restrictions;
  • controlled handling of case information;
  • secure transmission methods where available;
  • use of reputable technology and service providers;
  • authentication and account controls where applicable;
  • limiting access to information based on operational requirements; and
  • appropriate administrative safeguards.

However, no electronic transmission, internet service, cloud platform, communication channel or storage system can be guaranteed to be completely secure.

Accordingly, while SEV takes reasonable measures to protect information, SEV cannot guarantee absolute security or guarantee that unauthorized access, interception, loss, technical failure or other security incidents will never occur.

You should not submit information that is not reasonably necessary for the purpose for which it is being requested.

13. Safe Submission of Medical Records

For your protection, medical records should be submitted only through SEV's designated official intake channels.

If someone claiming to represent SEV asks you to send medical records through an unfamiliar email address, personal account, unknown WhatsApp number, file-sharing service or other unofficial channel, you should verify the request with SEV before providing the information.

SEV is not responsible for information voluntarily disclosed by an individual to an unauthorized third party or through an unofficial channel not controlled by SEV.

14. Data Retention

SEV retains personal information for as long as reasonably necessary for the purposes for which it was collected, including case coordination, follow-up, administration, contractual requirements, dispute resolution, legal compliance and legitimate business record-keeping.

The appropriate retention period may vary depending on:

  • the nature of the information;
  • the nature and status of the case;
  • whether services have been provided;
  • contractual requirements;
  • legal or regulatory requirements; and
  • legitimate business and record-keeping requirements.

Information may therefore not always be deleted immediately upon completion or cancellation of a case.

Where information is no longer required and there is no legal, contractual or legitimate business reason to retain it, SEV may delete or anonymize it in accordance with its applicable retention practices.

15. Your Rights

Subject to applicable law, an individual may have rights relating to personal information held by SEV, including rights to:

  • request information about personal data being processed;
  • request correction of inaccurate or incomplete information;
  • request deletion of personal information where legally applicable;
  • withdraw consent where processing is based on consent;
  • nominate another individual to exercise rights in accordance with applicable law; and
  • raise a grievance concerning the processing of personal information.

The availability and scope of these rights may depend on the applicable law, the legal basis for processing and other circumstances.

Requests should be submitted using the contact details provided in Section 19.

SEV may need to verify the identity and authority of the person making a request before responding, particularly where the request involves medical records or information relating to another individual.

SEV may retain information where retention or processing is required or permitted by applicable law, necessary for legal claims or defenses, necessary to comply with contractual or regulatory obligations, or otherwise lawfully permitted.

16. Children's Information

If information relating to a child or minor is submitted to SEV, the person submitting the information represents that they are the child's parent, legal guardian or otherwise legally authorized to provide the information and any required consent on the child's behalf.

SEV may take reasonable steps to verify such authority where required by applicable law.

17. Legal and Regulatory Disclosure

SEV may disclose personal information where reasonably necessary or legally required to:

  • comply with applicable laws, regulations, court orders or lawful governmental requests;
  • respond to lawful requests from competent authorities;
  • protect the rights, property or safety of SEV, its personnel, patients or other persons;
  • investigate suspected fraud, misuse or unauthorized activity;
  • establish, exercise or defend legal claims; or
  • comply with contractual, regulatory or other legal obligations.

Where disclosure is legally permitted, SEV may take reasonable steps to limit the disclosure to information relevant to the applicable purpose.

18. Limitation Regarding Third-Party Services and Healthcare Providers

SEV coordinates communication and administrative aspects of a healthcare journey but does not control independent hospitals, doctors, laboratories, airlines, transport providers, accommodation providers, insurers, assistance companies or other third parties.

Accordingly, SEV does not guarantee:

  • hospital acceptance;
  • availability of a particular doctor or treatment;
  • treatment outcomes;
  • accuracy or completeness of a hospital's quotation;
  • treatment duration;
  • hospital charges;
  • availability of beds or facilities;
  • visa approval;
  • transportation availability;
  • accommodation availability;
  • performance of independent third-party providers; or
  • any particular clinical or logistical outcome.

Any quotation, treatment plan, medical opinion, admission decision or clinical recommendation provided by a hospital or healthcare professional is the responsibility of that hospital or healthcare professional.

Patients and referring organizations should independently review and confirm the terms, costs, risks and conditions applicable to services provided by third parties.

19. Contact and Privacy Requests

For questions regarding this Privacy Policy, privacy requests, correction requests, deletion requests, consent withdrawal or other data-protection matters, please contact:

Sell-Efficient Ventures 1D, ABAD Ebony Estate, Vilangu P.O. Ernakulam – 683561 Kerala, India

Email: info@sell-efficient.com Telephone: +91 99468 60750

SEV may update its designated privacy contact details from time to time by publishing the updated information on this website.

20. Changes to This Privacy Policy

SEV may revise this Privacy Policy from time to time to reflect changes in:

  • applicable law or regulatory requirements;
  • our services or business operations;
  • our technology systems;
  • our data-processing practices; or
  • security and privacy practices.

The "Last Updated" date at the beginning of this Privacy Policy indicates when the policy was most recently revised.

Where required by applicable law, SEV will provide an appropriate notice regarding material changes.

21. Governing Law

This Privacy Policy and the processing of personal information by SEV are subject to applicable laws of India, including applicable provisions of the Digital Personal Data Protection Act, 2023 and rules made thereunder, as and when applicable to SEV and the relevant processing activity.

Where mandatory data-protection or privacy laws in the jurisdiction of the individual provide additional rights that cannot legally be excluded or restricted by this Privacy Policy, those mandatory rights will continue to apply.

22. Important Notice

By using the SEV website or voluntarily submitting information through an SEV intake or enquiry channel, you acknowledge that:

  1. you have had an opportunity to review this Privacy Policy;
  1. the information you provide should be accurate and, where applicable, provided with the authority of the patient concerned;
  1. SEV's role is limited to healthcare coordination and related non-clinical administrative support;
  1. medical decisions remain solely with qualified healthcare professionals and treating hospitals;
  1. third-party hospitals and service providers operate independently of SEV;
  1. SEV cannot guarantee any particular medical, financial, travel, admission or treatment outcome; and
  1. the processing of personal information will be subject to applicable law and the terms described in this Privacy Policy and any specific notices or consents provided to you.

Nothing in this Privacy Policy is intended to exclude or limit any liability, right or obligation that cannot lawfully be excluded or limited under applicable law.